USDA Vs. FHA your options comparison in Villa-Hills, Kenton County, KY
In the year 2025, the USDA loan limit for Villa-Hills, within the county of Kenton, which is in KY, is set at $285,000. Meanwhile, the single-family home FHA limit is $356,362.
To weigh today's top USDA against FHA rates, utilize the Lendersa® USDA loan calculator. It helps you determine eligibility by analyzing income, credit scores, necessary reserves, and documentation. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options in Alabama side by side, enabling a well-informed decision about your financial needs.
2025 loan limits and down payment requirements for Villa-Hills, Kenton, in KY
Type of Loan
Loan Limit
Down Payment Percentage
USDA
$285,000
No Down Payment
FHA
$356,362
3.5% Down
Conventional Conforming
$548,250
3% Down
Options for USDA and FHA loans in Villa-Hills, KY
The mission at Lendersa® is to promptly and efficiently match you with the ideal USDA or FHA loan. Begin by selecting any of the three pathways that align lenders with USDA loan opportunities designed for you.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed by the Department of Agriculture. They are exclusively available in rural locales. FHA loans, by contrast, necessitate a minimum down payment of 3.5%, whereas USDA loans require none.
11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
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We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs.
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416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.