USDA and FHA Pro and Con in Villa-Hills, Kenton County, KY
In the year 2026, the USDA loan limit for Villa-Hills, within the county of Kenton, which is in KY, is set at $285,000. Meanwhile, the single-family home FHA limit is $356,362.
To weigh today's top USDA against FHA rates, utilize the Lendersa® USDA loan calculator. It helps you determine eligibility by analyzing income, credit scores, necessary reserves, and documentation. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options in Alabama side by side, enabling a well-informed decision about your financial needs.
2026 loan limits and down payment requirements for Villa-Hills, Kenton, in KY
Type of Loan
Loan Limit
Down Payment Percentage
USDA
$285,000
No Down Payment
FHA
$356,362
3.5% Down
Conventional Conforming
$548,250
3% Down
Options for USDA and FHA loans in Villa-Hills, KY
The mission at Lendersa® is to promptly and efficiently match you with the ideal USDA or FHA loan. Begin by selecting any of the three pathways that align lenders with USDA loan opportunities designed for you.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed by the Department of Agriculture. They are exclusively available in rural locales. FHA loans, by contrast, necessitate a minimum down payment of 3.5%, whereas USDA loans require none.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
