USDA and FHA Pro and Con in Elsmere, Kenton County, KY
In 2025, the USDA loan limit in Elsmere, Kenton county, KY, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and check the requirements regarding income, credit, reserves, and needed documents. This advanced mortgage calculator shows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you figure out which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Details in Elsmere, Kenton, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Elsmere, KY
The mission of Lendersa® is to quickly and effortlessly secure the best available USDA or FHA loans. Begin with one of three starting points to connect with aligned lenders and access USDA loan programs suitable for your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is designed for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, promoting greater accessibility to homeownership for eligible rural residents.
Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.
4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate
888 Prospect Street, Suite 200, La Jolla, CA, 92037
AFC Lending is your personalized, full service lending team, dedicated to providing you with your very best options for all real estate loans. Our highly trained team of loan officers and loan processors pride themselves on fully supporting and representing each client in analyzing and choosing the right loan, for the right project.
4275 Executive Square, Suite 200, La Jolla, CA, 92037
Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
3940 Hancock Street, Suite 109, San Diego, CA, 92110
We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
814 Morena Boulevard, Suite 107, San Diego, CA, 92110
At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
2150 W Washington, Suite 201, San Diego, CA, 92110
NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.