USDA Vs. FHA your options comparison in Elsmere, Kenton County, KY
In 2025, the USDA loan limit in Elsmere, Kenton county, KY, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and check the requirements regarding income, credit, reserves, and needed documents. This advanced mortgage calculator shows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you figure out which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Details in Elsmere, Kenton, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Elsmere, KY
The mission of Lendersa® is to quickly and effortlessly secure the best available USDA or FHA loans. Begin with one of three starting points to connect with aligned lenders and access USDA loan programs suitable for your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is designed for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, promoting greater accessibility to homeownership for eligible rural residents.
Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
Brooklyn Cooperative Federal Credit Union As your community development credit union, our mission is to support the economic development of our neighborhoods through consumer, business, and home loans and core financial services. Today Brooklyn Cooperative is helping to revitalize Bushwick and Bedford-Stuyvesant
The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
Caribbean Bridge Lender is the fast and reliable direct private lender.
If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.
Because of our experience, connectio
120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service
