In 2025, for the region of Owensboro in the county of Daviess, KY, the USDA loan limit is determined at $336,500. On the other hand, the FHA limit applicable for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator is an effective tool to measure today’s leading USDA vs. FHA rates, helping you to ascertain the required income, credit, reserves, and documentation needed for loan qualification. With our advanced mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side by side, aiding your decision as to which program in Alabama best suits your particular financial needs.
Exploring Loan Limits and Downpayment Requirements for 2025 in Owensboro, Daviess County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Owensboro, KY
The primary aim of Lendersa® is to facilitate your access to the most beneficial USDA or FHA loan available, doing so quickly and with no hassle. Choose one of three proposed pathways that will align you with matching lenders and suitable USDA loan programs tailored to your needs.
A USDA home loan is a form of financial support guaranteed by the United States government through the Department of Agriculture. Also known as the USDA rural development loan or USDA mortgage, it is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment. This feature makes it an attractive choice for eligible borrowers in rural areas seeking home financing opportunities.
2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.
At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011
DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
United Minnesota Bank is a locally owned, independent community bank that offers the same wealth of products and services as larger banks, yet provides high-quality customer service. Since our inception in 1890 as the State Bank of New London, we have served the banking needs of many families and local businesses. We have partnered with them to fos
