USDA Vs. FHA your options comparison in Owensboro, Daviess County, KY
In 2025, for the region of Owensboro in the county of Daviess, KY, the USDA loan limit is determined at $336,500. On the other hand, the FHA limit applicable for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator is an effective tool to measure today’s leading USDA vs. FHA rates, helping you to ascertain the required income, credit, reserves, and documentation needed for loan qualification. With our advanced mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side by side, aiding your decision as to which program in Alabama best suits your particular financial needs.
Exploring Loan Limits and Downpayment Requirements for 2025 in Owensboro, Daviess County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Owensboro, KY
The primary aim of Lendersa® is to facilitate your access to the most beneficial USDA or FHA loan available, doing so quickly and with no hassle. Choose one of three proposed pathways that will align you with matching lenders and suitable USDA loan programs tailored to your needs.
A USDA home loan is a form of financial support guaranteed by the United States government through the Department of Agriculture. Also known as the USDA rural development loan or USDA mortgage, it is exclusively available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment. This feature makes it an attractive choice for eligible borrowers in rural areas seeking home financing opportunities.
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
230 East Main Street, Unit 11, Branford, CT, 06405
Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.
Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.
East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services
Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
We are a financial institution devoted to offering high level of service, great rates, & affordable financial products and services. In comparison to banks, we're like a breath of fresh air because we're truly focused on you & what's in your best interest. We are a member-driven, not-for-profit financial institution that returns any earnings back.
Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.
We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
