USDA Vs. FHA Pro and Con comparison in Bowling-Green, Warren County, KY

In 2025, USDA loan limit in Bowling-Green, county of Warren, KY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bowling-Green, county of Warren, KY

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bowling-Green, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community. Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
  • Demetris Holloway, Mortgage Loan Officer
  • 3150 Livernois, Suite 312, Troy, MI, 48083
  • Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
  • Reliance Financial Group Inc
  • 3501 Rochester Road, Troy, MI, 48083
  • Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
  • Connect Mortgage Funding Inc
  • 525 East Big Beaver Road, Suite 303, Troy, MI, 48083
  • Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Park View Federal Credit Union
  • 1675 Virginia Ave, Harrisonburg, VA, 22802
  • Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ