USDA Vs. FHA Pro and Con comparison in Bowling-Green, Warren County, KY

In 2025, the USDA loan limit for Bowling-Green, in Warren county, KY, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. It helps ascertain the necessary income, credit, reserves, and documentation required to qualify. Using our mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine which program in Alabama fits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Bowling-Green, Warren County, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Bowling-Green, KY

Lendersa® aims to secure the best possible USDA or FHA loan swiftly, without hassle. Choose one of three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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