FHA Vs. USDA loan program for Franklin, Simpson County, Kentucky

In 2025, the USDA loan limit in Franklin, Simpson county, KY is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and find out the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited for your financial situation.

USDA and FHA Loan Options in Franklin, KY

The objective of Lendersa® is to secure the most suitable USDA or FHA loans for you quickly and without hassle. Choose one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, sometimes called a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment, easing access to home ownership.

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(303) 832-5656 Lender's profile and map Reviews Mint Mortgage LLC 31021 Troutdale Ridge Road, Evergreen, CO, 80439 Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
(303) 489-1129 Lender's profile and map Reviews Loan Zone Mortgage, LLC. 28225 Hwy 74, Suite 202, Evergreen, CO, 80439 The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 674-2300 Lender's profile and map Reviews Fox Valley Mutual Inc 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439 Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
(303) 459-6061 Lender's profile and map Reviews Colorado Hard Money 1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439 Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
(207) 474-3331 Lender's profile and map Reviews Franklin-Somerset Federal Credit Union 26 Leavitt Street, Skowhegan, ME, 04976 Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
(800) 303-9511 Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
3034193147 Lender's profile and map Reviews Newrepublicfunding.com 1942 Broadway St, Boulder, CO, 80302 Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
(303) 530-4999 Lender's profile and map Reviews Flatirons Bank 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302 Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community. Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
(303) 444-9003 Lender's profile and map Reviews Shambhala Credit Union 1345 Spruce Street, Lower Level, Boulder, CO, 80302 Shambhala Credit Union is a state-chartered financial institution whose depositors enjoy a federally-backed guarantee by the NCUA up to $250,000 per member account. We use our depositors’ money to make loans to members for everything from mortgages, car loans, mobile home loans, business purpose loans, and personal loans.
(888) 241-0468 Lender's profile and map Reviews Reverse Mortgage Leads 1434 Spruce St, Boulder, CO, 80302 Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
(720) 738-8883 Lender's profile and map Reviews React Mortgage 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302 Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
(303) 440-1330 Lender's profile and map Reviews Colorado Lending Group 1710 13th Street, Boulder, CO, 80302 We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!