USDA Vs. FHA your options comparison in Shively, Jefferson County, KY
In 2025, the USDA loan limit for Shively, within the county of Jefferson, KY, is set at $0. By contrast, the FHA loan limit for a single-family home is established at $472,030.
Take advantage of Lendersa®'s USDA loan calculator to assess the current optimal rates for USDA versus FHA loans. Identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in deciding which program in is most suitable for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Shively, Jefferson, KY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Shively, KY
The aim of Lendersa® is to secure you the best USDA or FHA loans swiftly and efficiently, without any unnecessary steps. Choose from one of three starting points to connect with the appropriate lenders and USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It's designed for rural areas exclusively. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans are available with zero down payment needed, offering an easier path to homeownership.
California Bank & Trust, a division of ZB, N.A. is a commercial bank that specializes in turning business and individual dreams and goals into success stories by offering personalized service, knowledgeable advisors, and custom financial options. commercial bank that specializes in turning business and individual dreams and goals into success
America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience.
Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t
MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.
We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
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MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
