USDA and FHA Pro and Con in Shively, Jefferson County, KY
In 2025, the USDA loan limit for Shively, within the county of Jefferson, KY, is set at $0. By contrast, the FHA loan limit for a single-family home is established at $472,030.
Take advantage of Lendersa®'s USDA loan calculator to assess the current optimal rates for USDA versus FHA loans. Identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in deciding which program in is most suitable for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Shively, Jefferson, KY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Shively, KY
The aim of Lendersa® is to secure you the best USDA or FHA loans swiftly and efficiently, without any unnecessary steps. Choose from one of three starting points to connect with the appropriate lenders and USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It's designed for rural areas exclusively. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans are available with zero down payment needed, offering an easier path to homeownership.
The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
