USDA Loan Vs. FHA loan for Stanford, KY 2025

In 2025, USDA loan limit in Stanford, county of Lincoln, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stanford, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 560-3148 Lender's profile and map Reviews Castle Peak Mortgage LLC 5567 South Perry Park Road, Sedalia, CO, 80135 Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
(303) 660-0822 Lender's profile and map Reviews Bighorn Mortgage Group Ltd 2589 North State Highway, Suite 67, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(303) 810-5180 Lender's profile and map Reviews Peoples Mortgage Services LLC 5340 Horseshoe Trail, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(956) 631-7890 Lender's profile and map Reviews Rio Bank 701 E. Expressway 83, McAllen, TX, 78501 Rio Bank opened its doors for business in February of 1985. It began as a retail oriented bank primarily catering to consumers for both deposit and loan business. In 1995, the bank opened its second banking center in North McAllen. The original ownership and management has changed since that time as well as the focus and direction of the bank.
(956) 682-2500 Lender's profile and map Reviews Path Finder Mortgage Solutions 1109 Nolana Ave, Suite 203, McAllen, TX, 78501 Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
(512) 905-5090 Lender's profile and map Reviews Pacific Capital Mortgage, Inc. 4900 West Expressway 83, Suite 208, McAllen, TX, 78501 Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.
(956) 630-7346 Lender's profile and map Reviews Harrison Lending Group, Inc. 801 West Nolana, Suite 335, McAllen, TX, 78501 Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
(956) 340-4400 Lender's profile and map Reviews Structure Finance LLC 3313 N. McColl Road, McAllen, TX, 78501 Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
(303) 860-1117 Lender's profile and map Reviews Options Credit Union 5935 S Zang St, Unit 4, Littleton, CO, 80127 Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
(303) 978-2274 Lender's profile and map Reviews Colorado Credit Union 10026 W. San Juan Way, Littleton, CO, 80127 Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
(303) 667-4771 Lender's profile and map Reviews Fit Lending 10146 West San Juan Way, Unit 100, Littleton, CO, 80127 Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.