USDA Loan Vs. FHA loan pro & con for Stanford, Lincoln County, KY

In 2025, USDA loan limit in Stanford, county of Lincoln, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stanford, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(620) 784-5311 583 miles Lender's profile and map Reviews Labette Bank PO Box 497, Altamont, KS, 67330 Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas. Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
(888) 216-4568 583 miles Lender's profile and map Reviews Landmark Bank 12225 St. Helena Street, Clinton, LA, 70722 Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
(888) 460-7524 584 miles Lender's profile and map Reviews RAM Mortgage Partners LLC 399 Campus Drive, Suite 315, Somerset, NJ, 08873 RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
(908) 315-0854 584 miles Lender's profile and map Reviews Wholesale Mortgaging Inc 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873 Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
(732) 873-2200 584 miles Lender's profile and map Reviews National-One Mortgage Banker LLC 15 Clyde Road, Suite 202, Somerset, NJ, 08873 National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
(732) 873-1365 584 miles Lender's profile and map Reviews PETRA CEPHAS INC 27 Clyde Road, Suite 201, Somerset, NJ, 08873 Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
(504) 813-9243 584 miles Lender's profile and map Reviews Nations Loan Sevice 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471 "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
(985) 429-1770 584 miles Lender's profile and map Reviews First Access Mortgage LLC 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471 First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(641) 732-3763 584 miles Lender's profile and map Reviews The Home Trust & Savings Bank 628 Main Street, Osage, IA, 50461 Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
(315) 469-5599 584 miles Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(906) 497-5229 584 miles Lender's profile and map Reviews Integra First Federal Credit Union W3803 US Highway 2\|41, Powers, MI, 49874 Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.