USDA Loan Vs. FHA loan pro & con Lancaster, Garrard County, KY

In 2025, the USDA loan limit for Lancaster, located in Garrard, KY, is $336,500, while for a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in Alabama for your financial situation.

USDA and FHA Loan Options in Lancaster, KY

Lendersa® aims to provide the best USDA or FHA loans quickly and without difficulty. Choose from one of three starting points to connect with lenders and explore matching USDA loan programs.

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Understanding USDA Loans in KY

The USDA home loan is supported by the Department of Agriculture and is often known as a USDA rural development loan or mortgage. These loans are available only in rural areas, unlike FHA loans which require a minimum down payment of 3.5%. The USDA loan is distinguished by its no down payment requirement.

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(615) 859-5363 Lender's profile and map Reviews Lending Hand Mortgage LLC 510 Lentz Dr, Madison, TN, 37115 We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
(765) 935-5222 Lender's profile and map Reviews Wayne Bank 145 W Main St, Cambridge City, IN, 47327 Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
(260) 710-2369 Lender's profile and map Reviews Bailey & Wood Financial Group 740 Main Street, Whiteland, IN, 46184 Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
(812) 384-4473 Lender's profile and map Reviews Farmers and Mechanics Federal 225 East Main Street, Bloomfield, IN, 47424 FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
(423) 283-4300 Lender's profile and map Reviews Greater Eastern Credit Union 2110 West Mountcastle Drive, Johnson City, TN, 37604 Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.
(423) 975-0025 Lender's profile and map Reviews Beacon Financial 1102 W. Market St, Suite 20, Johnson City, TN, 37604 Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender. Our mission is to provide financial products & services that add superior value to membe
(937) 898-7800 Lender's profile and map Reviews Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(740) 642-2191 Lender's profile and map Reviews Kingston National Bank 2 N Main Street, Kingston, OH, 45644 Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
(615) 872-6380 Lender's profile and map Reviews Your Best Credit Union 26 Century Boulevard, Suite 3, Nashville, TN, 37214 The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
(615) 782-7220 Lender's profile and map Reviews MPD Community Credit Union 2711 Old Lebanon Rd, Nashville, TN, 37214 At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
(615) 256-8712 Lender's profile and map Reviews US Community Credit Union PO Box 140570, Nashville, TN, 37214 US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
(615) 871-4221 Lender's profile and map Reviews Nashville Post Office Credit Union 10 Rachel Drive, Nashville, TN, 37214 Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.