USDA Vs. FHA your options comparison in Berea, Madison County, KY
In 2025, the USDA loan limit for Berea, located in the county of Madison, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to check and compare today's prime USDA versus FHA rates, and discover the income levels, credit requirements, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can examine side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Prerequisites in Berea, Madison, KY
Type of Loan
Maximum Allowable Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Berea, KY
At Lendersa®, our mission is to secure the most favorable USDA or FHA loans efficiently and without stress. You may select from three strategies that align you with ideal lenders and their USDA loan programs.
The USDA home loan, often referred to as the USDA rural development loan or mortgage, is supported by the U.S. Department of Agriculture. This loan is specifically designated for use in rural communities. In contrast to FHA loans, which demand at least a 3.5% down payment, the USDA home loan requires no down payment whatsoever.
326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024
IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
"FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!
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ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
