USDA and FHA Pro and Con in Berea, Madison County, KY
In 2025, the USDA loan limit for Berea, located in the county of Madison, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to check and compare today's prime USDA versus FHA rates, and discover the income levels, credit requirements, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can examine side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Prerequisites in Berea, Madison, KY
Type of Loan
Maximum Allowable Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Berea, KY
At Lendersa®, our mission is to secure the most favorable USDA or FHA loans efficiently and without stress. You may select from three strategies that align you with ideal lenders and their USDA loan programs.
The USDA home loan, often referred to as the USDA rural development loan or mortgage, is supported by the U.S. Department of Agriculture. This loan is specifically designated for use in rural communities. In contrast to FHA loans, which demand at least a 3.5% down payment, the USDA home loan requires no down payment whatsoever.
Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.
Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
"At Charles Martin Mortgage our focus is providing our clients with the
best possible terms on their mortgage and an overall customer
experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
crisis, our culture as a company is one of perseverance."
570 West Mount Pleasant Avenue, Livingston, NJ, 07039
Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.
We offer our customers old-time values mixed with progressive, automated banking services.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
