USDA and FHA Pro and Con in Burlington, Boone County, KY

For the year 2025, the USDA loan limit in Burlington, within the county of Boone, KY, is set at $336,500. In comparison, the FHA loan limit for a single-family property is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate the current top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you to conclude which program in is optimally suited to your particular financial needs.

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2025 Loan Limits and Down Payment Requirements in Burlington, Boone, KY

Type of Loan Maximum Allowable Loan Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Burlington, KY

The aim at Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loans. Choose one among the three strategies that pair you with lenders and their USDA lending programs.

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Understanding USDA Loans in KY

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is specially available only in rural locations. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment at all, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crossroads Credit Union
  • 217 East Main Street, Goessel, KS, 67053
  • Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
  • Bank of Coushatta
  • 1525 Ringgold Avenue, Coushatta, LA, 71019
  • On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
  • Colfax Banking Company
  • 625 Eighth Street, Colfax, LA, 71417
  • Colfax Banking Company has served the financial needs of Grant Parish and Central Louisiana banking customers. We are investing in the latest banking technology and backing it up with first class IT support and full service banking locations. If you’re looking for the best of both worlds join Colfax Banking Company today.
  • Greenfield Co-operative Bank
  • 63 Federal Street, Greenfield, MA, 01301
  • Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
  • Franklin First FCU
  • 57 Newton Street, Greenfield, MA, 01301
  • Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
  • Cherokee Strip Credit Union
  • 1508 East Prospect Avenue, Ponca City, OK, 74604
  • Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.