USDA Vs. FHA your options comparison in Burlington, Boone County, KY
For the year 2025, the USDA loan limit in Burlington, within the county of Boone, KY, is set at $336,500. In comparison, the FHA loan limit for a single-family property is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the current top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you to conclude which program in is optimally suited to your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Burlington, Boone, KY
Type of Loan
Maximum Allowable Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Burlington, KY
The aim at Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loans. Choose one among the three strategies that pair you with lenders and their USDA lending programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is specially available only in rural locations. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment at all, making homeownership more accessible.
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