USDA Vs. FHA Pro and Con comparison in Belle-Chasse, Plaquemines County, LA

As of 2025, in Belle-Chasse, the USDA loan limit for Plaquemines County, LA, is $285,000. In contrast, the FHA loan limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program in to suit your financial situation.

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2025 Loan Limits and Down Payment Requirements in Belle-Chasse, Plaquemines County, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Belle-Chasse, LA

The aim of Lendersa® is to secure for you the best USDA or FHA loan swiftly and without hassle. Start with one of three initial routes leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, which is also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, making them more accessible for buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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