In 2026, the USDA loan limit for Terrytown, within Jefferson County, LA, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Terrytown, Jefferson County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Terrytown, LA
At Lendersa®, our mission is to efficiently connect you with the best USDA or FHA loan available, without hassle. Choose one of three starting points to match with lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payment, making them more accessible for homebuyers.
Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.
Our customers get the opportunity to work with experienced professionals who understand their commu
1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community
Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905. First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
