USDA and FHA Pro and Con in Terrytown, Jefferson County, LA
In 2025, the USDA loan limit for Terrytown, within Jefferson County, LA, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Terrytown, Jefferson County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Terrytown, LA
At Lendersa®, our mission is to efficiently connect you with the best USDA or FHA loan available, without hassle. Choose one of three starting points to match with lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payment, making them more accessible for homebuyers.
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