In 2026, the USDA loan limit for Berwick, situated in St. Mary County, LA, is $336,500. Meanwhile, the FHA loan ceiling for a single-family home is set at $472,030.
Employ the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates. Identify the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the best option for your financial requirements in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to obtain the most suitable USDA or FHA loan for you swiftly and without hassle. Select from one of three starting points to connect with matching lenders and available USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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