USDA Loan Vs. FHA loan for Berwick, LA [ best of 2023]

In 2025, USDA loan limit in Berwick, county of St. Mary, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berwick, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 621-1775 235 miles Lender's profile and map Reviews BAYMONT MORTGAGE LLC 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(832) 860-2000 235 miles Lender's profile and map Reviews Baymont Mortgage 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573 Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
(936) 628-3312 235 miles Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(800) 565-1722 236 miles Lender's profile and map Reviews All Reverse Mortgage® 17300 El Camino Real, Suite 110, Houston, TX, 77058 All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,
(888) 713-2526 236 miles Lender's profile and map Reviews My Mortgage Ace 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058 We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
(832) 746-5801 236 miles Lender's profile and map Reviews Southern Coast Mortgage LLC 1918 Port Royal Drive, Houston, TX, 77058 Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
(281) 218-7760 236 miles Lender's profile and map Reviews Legend Home Lending 17047 El Camino Real, Suite 150, Houston, TX, 77058 Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
(713) 844-1100 237 miles Lender's profile and map Reviews Shell FCU 301 E 13th Street, Deer Park, TX, 77536 Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
(281) 479-6651 237 miles Lender's profile and map Reviews Lubrizol Employees' Credit Union 205 Center Street, Deer Park, TX, 77536 Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
(281) 479-3344 237 miles Lender's profile and map Reviews City of Deer Park Federal Credit Union 2005 Center Street, Deer Park, TX, 77536 The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.
(281) 542-7392 237 miles Lender's profile and map Reviews Liberty Mortgage 3710 Center St, Suite 101, Deer Park, TX, 77536 The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.