USDA Vs. FHA Pro and Con comparison in Blanchard, Caddo County, LA

In 2025, the USDA loan limit for Blanchard, in the county of Caddo, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist you in selecting the program that best fits your financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Blanchard, Caddo, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Blanchard, LA

Lendersa® strives to secure the most favorable USDA or FHA loans for you quickly and without complications. Choose one of three starting points to connect with matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • La Cantera Loans
  • 15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
  • "Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way. Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
  • Texas Associations of Professionals Federal Credit Union
  • 9110 IH 10 West, Suite 100, San Antonio, TX, 78230
  • A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
  • Clarity Mortgage
  • 2929 Mossrock, Suite 118, San Antonio, TX, 78230
  • Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing. Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
  • PINNACLE MORTGAGE AND LENDING
  • 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
  • Mi Casa Financial, LLC
  • 1616 San Pedro Ave, San Antonio, TX, 78212
  • We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company. Our office is centrally located in San Antonio at 1616 San Pedro Avenue