USDA Vs. FHA your options comparison in Red-Chute, Bossier County, LA
In 2025, the USDA loan ceiling in Red-Chute, which is part of Bossier County, LA, is $285,000, whereas the FHA loan limit for a single-family dwelling is $356,362.
Utilize Lendersa® USDA loan calculator to weigh today's most competitive USDA versus FHA rate offers and check the necessary income, credit score, savings, and paperwork required to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the ideal program for your financial needs in .
2025 Limits on Loans and Downpayment Requirements in Red-Chute, Bossier County, LA
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Red-Chute, LA
The purpose of Lendersa® is to facilitate acquiring the best USDA or FHA loans quickly and effortlessly. Choose one of the three avenues to find matching lenders and applicable USDA loan plans.
A USDA home loan, also referred to as USDA mortgage or USDA rural development loan, is backed by the Department of Agriculture. These mortgages are offered solely in rural regions. Importantly, USDA loans require no down payment unlike FHA loans, which demand a minimum of 3.5% downpayment.
The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
Century Bank of the Ozarks is a family owned bank that had its beginning more than 100 years ago when it was founded in 1894. Our main bank office is located on the square in the town of Gainesville, nestled in the beautiful hills of the Ozarks in Southern Missouri. Our other offices are located in Theodosia, Bakersfield, Ava.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
Since 2005 we have been committed to the practice of serving our community. Originally established as The Bank of Grove, we operated as a single location establishment, before opening our second location. In 2017, we expanded our commitment by changing our name to the Bank of Grand Lake, and in 2018 we opened the doors to our Langley location.
We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
