USDA VS FHA in Brownfields, East Baton Rouge County, LA

In 2026, the USDA loan cap in Brownfields, within the county of East Baton Rouge, LA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the best rates available for USDA vs. FHA loans today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial situation in .

Explore loan offers from 100 lenders

Reviewing 2026 Loan Limits and Down Payment Needs in Brownfields, East Baton Rouge County, LA

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Brownfields, LA

At Lendersa®, our goal is to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that will result in matched lenders and USDA loan schemes.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in LA

The USDA home loan is backed by the government’s Department of Agriculture, also referred to as the USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brownfields Lenders

  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • Lends in Louisiana
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
  • 4836 Plank Road, Baton Rouge, LA, 70805
  • Lends in Louisiana
  • The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.

  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Preferred Credit Inc.
  • 4415 North Blvd, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.

  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.

  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions

  • Custom Mortgage Lending Group LLC
  • 7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.

  • UTOPIA HOME MORTGAGE
  • 1500 Lobdell Ave, Suite A, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc