USDA Vs. FHA Pro and Con comparison in Zachary, East Baton Rouge County, LA
In 2025, the USDA loan limit for Zachary, located in East Baton Rouge County, LA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Zachary, East Baton Rouge County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Possibilities in Zachary, LA
At Lendersa®, our goal is to efficiently secure the best USDA or FHA loans for you, without hassle. Choose one of three starting points to align with matched lenders and suitable USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture—also referred to as the USDA rural development loan or mortgage—is offered exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, easing entry into homeownership.
Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.
Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.
5750 Sunrise Boulevard, Suite 130-A, Citrus Heights, CA, 95610
We are a licensed finance brokerage that operates in the State of California under the Department of Business Oversight Financing Law. We are also licensed as a Mortgage Loan Originator in the State of California. At times we may refer you to other sources of funding rather than act as the direct broker,
5750 Sunrise Blvd, Suite 210, Citrus Heights, CA, 95610
Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world
With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
