As of 2025, the USDA loan cap in Baker, East Baton Rouge County, LA stands at $336,500, while the FHA cap for single-family residences is $472,030.
Employ the Lendersa® USDA loan calculator to examine and contrast today’s USDA versus FHA rates. This helps identify the income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best option for your financial needs in Alabama.
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| Loan Type | Loan Cap | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loans without unnecessary complications. Choose from three initial steps leading to aligned lenders and suitable USDA loan options.
USDA home loans are secured by the Department of Agriculture and are often termed USDA rural development loans. These are accessible in rural locales. In contrast to FHA loans, necessitating at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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