USDA Loan Vs. FHA loan for Monticello, LA [East Baton Rouge County Rates 2023]

In 2025, USDA loan limit in Monticello, county of East Baton Rouge, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Monticello, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(206) 766-8888 2029 miles Lender's profile and map Reviews TILA MORTGAGE 19125 North Creek Parkway, Suite 210, Bothell, WA, 98011 TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
(425) 643-3400 2029 miles Lender's profile and map Reviews Qualstar Credit Union - Renton Branch PO Box 3050, Bothell, WA, 98041 Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
(206) 622-1850 2029 miles Lender's profile and map Reviews Express Credit Union 1930 6th Avenue South, Suite 104, Seattle, WA, 98134 Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
(206) 398-5500 2029 miles Lender's profile and map Reviews Seattle Credit Union 1521 1st Ave S, Suite 500, Seattle, WA, 98134 We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
(206) 407-5452 2030 miles Lender's profile and map Reviews Specialty Home Loans 5515 60th Ave NE, Seattle, WA, 98105 We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
(425) 273-1430 2030 miles Lender's profile and map Reviews NWF mortgage 5034 48th Avenue NorthEast, Seattle, WA, 98105 At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
(206) 515-2004 2030 miles Lender's profile and map Reviews First Sound Bank 925 Fourth Avenue, Suite 2350, Seattle, WA, 98104 First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.
(206) 962-3820 2030 miles Lender's profile and map Reviews Hearthstone Funding, LLC 113 Cherry Street, Suite 84054, Seattle, WA, 98104 Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
(866) 818-9192 2030 miles Lender's profile and map Reviews Lenders Portal Direct 801 Second Ave, Seattle, WA, 98104 Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
(206) 622-3000 2030 miles Lender's profile and map Reviews Assets America, Inc. 800 5th Ave, Suite 101, Seattle, WA, 98104 Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.