USDA VS FHA in Merrydale, East Baton Rouge County, LA

In 2025, the USDA loan limit for the city of Merrydale in East Baton Rouge county, LA is $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable rates between USDA and FHA loans available today. Determine the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Merrydale, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Merrydale, LA

Lendersa® is dedicated to securing the optimal USDA or FHA loan for you quickly and without hassle. You can choose from one of three starting points that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

USDA home loans, also known as USDA rural development loans, are guaranteed by the U.S. Department of Agriculture and available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages do not require any down payment, providing a significant advantage to qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Business Lending Group LLC
  • 2350 N. Casaloma Drive, Suite 100, Appleton, WI, 54913
  • Business Lending Group, LLC is committed to providing high-quality business lending services through a comprehensive infrastructure of services including but not limited to policy creation, sound underwriting, accurate documenting, diligent servicing, exceptional customer service and ongoing loan administration.
  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • The Bank of Kaukauna
  • 264 W. Wisconsin Avenue, Kaukauna, WI, 54130
  • The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you
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  • 1616 Crooks Avenue, Kaukauna, WI, 54130
  • Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.
  • East Wisconsin Savings Bank
  • 109 W Second St, Kaukauna, WI, 54130
  • East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.
  • ProGrowth Bank
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  • ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
  • GreenLeaf Bank
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  • GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses. We focus on the needs of local families, businesses and farmers.