USDA Vs. FHA Pro and Con comparison in Brownsville, Ouachita County, LA

In 2025, the USDA loan limit for Brownsville, situated in Ouachita, LA, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents a side-by-side display of USDA, FHA, Conforming, and VA options, aiding your choice for the best fit in .

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Loan Limits and Down Payment Details for the Year 2025 in Brownsville, County of Ouachita, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Alternatives in Brownsville, LA

Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan, without hassle. Start by selecting one of three pathways that link you to matching lenders and fitting USDA loan options.

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Understanding USDA Loans in LA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, commonly referred to as a USDA rural development loan, accessible only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Credit Union of Lynn
  • 1 Andrew St, Lynn, MA, 01901
  • Community Credit Union We offer free pre-qualifications, so you can shop for your home with peace of mind knowing that you’ll be within your budget. One of our Mortgage Lending Representatives can walk you through your options and the mortgage process step by step. No surprises, just low rates and unmatched service.
  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231
  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
  • Lynn Teachers’ Credit Union
  • 33 North Common Street, Lynn, MA, 01902
  • The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members
  • Peabody Municipal Federal Credit Union
  • 12 Chestnut Street, Peabody, MA, 01960
  • The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to
  • Luso American Credit Union
  • 37 Tremont Street, Peabody, MA, 01960
  • Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
  • Miller Mortgage, LLC
  • 515 Lowell Street, Suite 1, Peabody, MA, 01960
  • Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
  • CCIG Commercial Capital Investor Group, LLC
  • 800 Broadway, Haverhill, MA, 01832
  • Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • Green Knight Funding
  • 600 Loring Ave Suite #5, Swampscott, MA, 01907
  • We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi