USDA VS FHA in Claiborne, Ouachita County, LA

In 2026, the USDA loan limit for Claiborne in Ouachita County, LA, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to assess and compare the most favorable USDA and FHA rates currently available. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your financial context in Alabama.

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Loan Limits and Downpayment Requirements for 2026 in Claiborne, Ouachita, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Claiborne, LA

The aim of Lendersa® is to connect you with the best USDA or FHA loans promptly and without complications. Choose one of three different starting approaches to match with lenders and USDA loan programs efficiently.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in LA

USDA home loans are backed by the federal Department of Agriculture. Known as USDA rural development loans or USDA mortgages, these are available in rural areas only. Contrasting with FHA loans that need a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Claiborne Lenders

  • Monroe Telco Federal Credit Union
  • 4705 Cypress Street, West Monroe, LA, 71291
  • Lends in Louisiana
  • Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.

  • Centric Federal Credit Union
  • 3711 Cypress Street, Suite 1, West Monroe, LA, 71291
  • Lends in Louisiana
  • Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!

  • Bank of Oak Ridge
  • 2360 Tower Dr, Suite 107, Monroe, LA, 71201
  • Lends in Louisiana
  • Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept

  • Cross Keys Mortgage
  • 1401 Hudson Ln, Suite 101, Monroe, LA, 71201
  • Lends in Louisiana
  • At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.

  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • Lends in Louisiana
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Lends in Louisiana
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Lends in Louisiana
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.

  • Marion State Bank
  • 345 Main Street, Marion, LA, 71260
  • Lends in Louisiana
  • At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.

    We may be small, but we’re doing big things. Come see for yourself.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • Lends in Louisiana
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.