USDA and FHA Pro and Con in Claiborne, Ouachita County, LA
In 2025, the USDA loan limit for Claiborne in Ouachita County, LA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to assess and compare the most favorable USDA and FHA rates currently available. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your financial context in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Claiborne, Ouachita, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Claiborne, LA
The aim of Lendersa® is to connect you with the best USDA or FHA loans promptly and without complications. Choose one of three different starting approaches to match with lenders and USDA loan programs efficiently.
USDA home loans are backed by the federal Department of Agriculture. Known as USDA rural development loans or USDA mortgages, these are available in rural areas only. Contrasting with FHA loans that need a minimum 3.5% down payment, USDA mortgages do not require any down payment.
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