USDA Loan Vs. FHA loan pro & con West-Monroe, Ouachita County, LA

In 2025, the USDA loan limit in West-Monroe, located in Ouachita County, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best option for your financial position in Alabama.

USDA and FHA Loan Options in West-Monroe, LA

Lendersa®'s mission is to quickly connect you with the most suitable USDA or FHA loans without hassle. Begin with one of three pathways to find matching lenders and USDA loan programs.

Understanding USDA Loans in LA

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, primarily available in rural regions. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(716) 778-7423 Lender's profile and map Reviews Ontario Shores Federal Credit Union 2890 Transit Road, Newfane, NY, 14108 Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile.
(302) 739-4496 Lender's profile and map Reviews Del-One Federal Credit Union 100 Credit Union Way, Milford, DE, 19963 Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
(570) 546-2211 Lender's profile and map Reviews The Muncy Bank and Trust Company 2 N Main Street, Muncy, PA, 17756 The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
(570) 546-2333 Lender's profile and map Reviews PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(218) 935-0862 Lender's profile and map Reviews White Earth Reservation Federal Credit Union 785 Highway 59 South, Mahnomen, MN, 56557 White Earth Reservation Federal Credit Union has been open since 1966. The credit union has assets totaling $3.15 Million and provides banking services to more than 1, 000 members. White Earth Reservation Federal Credit Union Federally Insured Credit Union. Offering Savings, Checking, Christmas Accounts & More.
(833) 838-7178 Lender's profile and map Reviews 1st State Mortgage 2100 Drummond Plaza, Bldg 2, Newark, DE, 19711 Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
(302) 266-9500 Lender's profile and map Reviews Delaware Financial Mortgage 22 Polly Drummond Hill Road, Newark, DE, 19711 Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
(302) 892-2811 Lender's profile and map Reviews Pike Creek Mortgage Services, Inc. 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711 "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. With over 24 years experience in the mortgage industry, our qualified,"
(302) 733-0426 Lender's profile and map Reviews Louviers Federal Credit Union 4643 Ogletown Stanton Rd, Newark, DE, 19713 Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
(302) 235-3317 Lender's profile and map Reviews Union Home Mortgage Corp 200 Continental Dr, Suite 401, Newark, DE, 19713 Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
(906) 337-5565 Lender's profile and map Reviews Torch Lake Federal Credit Union 400 Hecla Street, Calumet, MI, 49913 In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955