In 2025, the USDA loan limit in West-Monroe, located in Ouachita County, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best option for your financial position in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s mission is to quickly connect you with the most suitable USDA or FHA loans without hassle. Begin with one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, primarily available in rural regions. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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