In 2026, the USDA loan limit in West-Monroe, located in Ouachita County, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best option for your financial position in Alabama.
2026: Loan Limits and Down Payment Requirements in West-Monroe, Ouachita, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Monroe, LA
Lendersa®'s mission is to quickly connect you with the most suitable USDA or FHA loans without hassle. Begin with one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, primarily available in rural regions. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Lends in Louisiana
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.
We may be small, but we’re doing big things. Come see for yourself.
STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
