USDA Vs. FHA Pro and Con comparison in Swartz, Ouachita County, LA
In 2026, the USDA loan limit for Swartz, located in Ouachita, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Swartz, Ouachita, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Swartz, LA
The goal of Lendersa® is to provide quick access to the best possible USDA or FHA loan without hassle. Choose one of three initial paths that align you with matching lenders and available USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan. This mortgage is available in rural neighborhoods only. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not require any down payment.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
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3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Lends in Louisiana
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
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