USDA VS FHA in Monroe, Ouachita County, LA

In 2025, USDA loan limit in Monroe, county of Ouachita, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Monroe, county of Ouachita, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Monroe, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

  1. The ultimate request with USDA/FHA loan optimization
  2. Find USDA and FHA rates & terms before anything else<
  3. Search the largest database of USDA loans lenders
Lendersa USDA loan request and matching results

What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?




  • The Mortgage Company Inc
  • 126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
  • The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.

  • Anchor Mortgage LLC
  • 133 River Landing Drive, Suite 100, Charleston, SC, 29492
  • Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.

  • Coastlend Mortgage
  • 2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492
  • Coastlend Mortgage has been helping families since 2006 and has successfully closed more than 750 mortgage transactions. Our experience combined with exceptional customer service is what separates Coastlend from the rest. Our commitment to providing buyers with the best loans and making sure they have the best experience

  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."

  • Iowa State Bank
  • 100 North Main Street, Clarksville, IA, 50619
  • The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.

  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.

  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,

  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
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