USDA VS FHA in Pineville, Rapides County, LA

In 2025, the USDA loan limit for Pineville, located in Rapides County, LA, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the most appropriate program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Pineville, Rapides County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pineville, LA

Lendersa® strives to connect you with the best USDA or FHA loan effortlessly and swiftly. Choose from three starting options, each leading to matched lenders and suitable USDA loan programs.

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Defining USDA Loans in LA

The USDA home loan, insured by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Contrasting FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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