USDA VS FHA in Pineville, Rapides County, LA

In 2026, the USDA loan limit for Pineville, located in Rapides County, LA, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the most appropriate program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Pineville, Rapides County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pineville, LA

Lendersa® strives to connect you with the best USDA or FHA loan effortlessly and swiftly. Choose from three starting options, each leading to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in LA

The USDA home loan, insured by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Contrasting FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • BH Loans LLC
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  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
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  • 1042 Howard Avenue, Biloxi, MS, 39530
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  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
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    Our mission stands tall and clear:
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