USDA Vs. FHA Pro and Con comparison in Alexandria, Rapides County, LA
In 2025, the USDA loan limit in Alexandria, Rapides County, LA, is $336,500, with $472,030 as the FHA limit for single-family homes.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Alexandria, Rapides County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Alexandria, LA
At Lendersa®, our goal is to help you find the ideal USDA or FHA loan efficiently and without hassle. Begin with one of three starting points that lead to matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
"Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team.
As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
