In 2025, the USDA loan limit for DeRidder, within Beauregard County, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's key USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the most appropriate program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in DeRidder, Beauregard County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in DeRidder, LA
Lendersa® is committed to quickly securing for you the ideal USDA or FHA loan without any hassle. Begin with one of three initial pathways leading to matched lenders and USDA loan offerings.
A USDA home loan, insured by the U.S. Department of Agriculture and also called a USDA rural development loan, is obtainable only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, providing an accessible path to homeownership.
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