As of 2026, the USDA loan limit in Leesville, located in Vernon, LA, is set at $336,500. In comparison, the FHA limit for a single-family home is established at $472,030.
Utilize the Lendersa® USDA loan calculator to review and compare the leading USDA vs. FHA rates available today. This tool helps determine the necessary income, credit score, reserves, and documents to meet qualification criteria. With our advanced mortgage calculator, view side-by-side comparisons of USDA, FHA, Conforming, and VA loan options to identify which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you without any unnecessary complications. Start with one of three pathways to connect with lenders and USDA loan programs that suit your circumstances best.
A USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage offered through the Department of Agriculture. It is specifically designed for rural areas and does not require a down payment, unlike FHA loans which demand a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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