USDA Loan Vs. FHA loan for Leesville, LA 2025

As of 2025, the USDA loan limit in Leesville, located in Vernon, LA, is set at $336,500. In comparison, the FHA limit for a single-family home is established at $472,030.

Utilize the Lendersa® USDA loan calculator to review and compare the leading USDA vs. FHA rates available today. This tool helps determine the necessary income, credit score, reserves, and documents to meet qualification criteria. With our advanced mortgage calculator, view side-by-side comparisons of USDA, FHA, Conforming, and VA loan options to identify which program in best suits your financial needs.

Explore USDA and FHA Loan Options in Leesville, LA

The primary aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you without any unnecessary complications. Start with one of three pathways to connect with lenders and USDA loan programs that suit your circumstances best.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage offered through the Department of Agriculture. It is specifically designed for rural areas and does not require a down payment, unlike FHA loans which demand a minimum down payment of 3.5%.

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8623504225 Lender's profile and map Reviews Stratton Equities 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058 Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
(718) 502-6012 Lender's profile and map Reviews JG Funding Corporation 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314 JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
(718) 477-4405 Lender's profile and map Reviews Grand Oaks Funding, LLC 600 Manor Road Suite 2A, Staten Island, NY, 10314 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(800) 449-4007 Lender's profile and map Reviews Approved Credit Services, Inc NMLS #9604 2572 Erie Blvd. East, Syracuse, NY, 13224 We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
(800) 772-8366 Lender's profile and map Reviews Beam Lending 1086 E Hwy 193, Suite 102, Layton, UT, 84040 Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
(800) 288-8244 Lender's profile and map Reviews Foothills Bank 11689 S. Foothills Blvd, Yuma, AZ, 85367 Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
(866) 860-0464 Lender's profile and map Reviews SEA VIEW MORTGAGE, INC. 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(315) 592-4201 Lender's profile and map Reviews Fulton Savings Bank 75 South First Street, Fulton, NY, 13069 Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more. For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
(607) 561-7328 Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(908) 282-9881 Lender's profile and map Reviews Entertainment Industries Federal Credit Union 16 West Grand Street, Elizabeth, NJ, 07201 The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
(908) 967-5772 Lender's profile and map Reviews Seaport Federal Credit Union 5080 McLester Street, Elizabeth, NJ, 07201 Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
(908) 527-4014 Lender's profile and map Reviews Union County Employees Credit Union 2 Broad Street, 8th Floor, Elizabeth, NJ, 07201 Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.