USDA VS FHA in Donaldsonville, Ascension County, LA

In 2026, the USDA loan limit in Donaldsonville, Ascension County, LA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial situation.

View loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Donaldsonville, Ascension County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Donaldsonville, LA

Lendersa® aims to secure the best USDA or FHA loan for you quickly and hassle-free. Choose one of three pathways leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in LA

A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, easing the path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • Newbridge Home Loans
  • 10101 Southwest Freeway, Suite 311, Houston, TX, 77074
  • Newbridge has firmly established itself as a leader in the mortgage industry, backed by years of experience in the industry with seasoned loan professionals. Our application process starts by getting to know you, not just handing you an application like every other mortgage companies.

  • Translend Mortgage LLC
  • 6671 Southwest Freeway, Suite 403, Houston, TX, 77074
  • Translend Mortgage is a Texas Mortgage Company. We are committed to offer our clients competitive rates and an exceptional customer service to insure your home lending experience is the finest. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan,

  • Swift Mortgages
  • 7324 Southwest Fwy, Suite 660, Houston, TX, 77074
  • At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Cherokee County Teachers Federal Credit Union
  • US 69 S and FM 2972, Rusk, TX, 75785
  • CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.

  • Inlanta Mortgage
  • 225 Main Street, Ste. 14, Destin, FL, 32541
  • Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.

  • HomeFi Digital Mortgage
  • 4476 Legendary Drive Suite 202, Destin, FL, 32541
  • HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.

  • First State Bank
  • 200 Brazosport Boulevard North, Clute, TX, 77531
  • First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products.

    At First State Bank, we're here for you, not just as your convenient community bank,

  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.

  • Lovelady State Bank
  • 910 S Commerce St, Lovelady, TX, 75851
  • Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.