USDA Vs. FHA your options comparison in Donaldsonville, Ascension County, LA
In 2026, the USDA loan limit in Donaldsonville, Ascension County, LA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Donaldsonville, Ascension County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Donaldsonville, LA
Lendersa® aims to secure the best USDA or FHA loan for you quickly and hassle-free. Choose one of three pathways leading to matched lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, easing the path to homeownership.
Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle. The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
38034 Post Office Road, Suite A, Prairieville, LA, 70769
Lends in Louisiana
Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
