USDA Vs. FHA Pro and Con comparison in Donaldsonville, Ascension County, LA
In 2025, the USDA loan limit in Donaldsonville, Ascension County, LA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Donaldsonville, Ascension County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Donaldsonville, LA
Lendersa® aims to secure the best USDA or FHA loan for you quickly and hassle-free. Choose one of three pathways leading to matched lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, easing the path to homeownership.
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Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
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Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
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