USDA VS FHA in Jennings, Jefferson Davis County, LA

In the year 2025, the USDA loan limit for Jennings, located in the county of Jefferson Davis, LA, is set at $336,500. Conversely, the FHA loan limit for a single-family residence stands at $472,030.

Employ the Lendersa® USDA loan calculator to juxtapose today's most favorable USDA and FHA rates. This tool assists you in evaluating your income, credit, reserves, and the documentation needed for qualification. With our sophisticated mortgage calculator, you can simultaneously review USDA, FHA, Conforming, and VA programs to choose the most suitable option for your financial landscape in .

Explore loan offers from a variety of 100 lenders

Loan limits and down payment specifications for 2025 in Jennings, Jefferson Davis, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Jennings, LA

Lendersa® strives to secure the most advantageous USDA or FHA loan rapidly and effortlessly. Begin with one of the three pathways to align with lenders and USDA loan offerings.

Lendersa USDA loan application matching outcomes

Defining USDA Loan in LA

A USDA home loan, secured by the United States Department of Agriculture, also known as a USDA rural development loan, is restricted to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage eliminates the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Bank & Trust Company
  • 307 East Landry Street, Opelousas, LA, 70570
  • The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
  • ST. LANDRY HOMESTEAD FEDERAL SAVINGS BANK
  • 235 N Court St, Opelousas, LA, 70570
  • St. Landry Homestead Federal Savings Bank is a community bank that’s proud to offer good, ol’ fashioned service combined with the technology tools you expect from a cutting-edge financial partner. At The Homestead, we are focused on fueling business and improving lives across our region.
  • The Evangeline Bank and Trust
  • 497 West Main Street, Ville Platte, LA, 70586
  • The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
  • IBERIABank
  • 200 West Congress Street, Lafayette, LA, 70501
  • The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
  • MORTGAGESOLUTIONS360 LLC
  • 127 Clinton St., Lafayette, LA, 70501
  • MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible. WE MAKE IT EASY.
  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Gulf Coast Bank
  • 221 South State Street, Abbeville, LA, 70510
  • Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
  • Abbeville Building & Loan
  • 1212 Charity Street, Abbeville, LA, 70510
  • Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services. Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
  • FM Bank
  • 100 South Main Street, Breaux Bridge, LA, 70517
  • Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.