USDA VS FHA in Jennings, Jefferson Davis County, LA

In the year 2025, the USDA loan limit for Jennings, located in the county of Jefferson Davis, LA, is set at $336,500. Conversely, the FHA loan limit for a single-family residence stands at $472,030.

Employ the Lendersa® USDA loan calculator to juxtapose today's most favorable USDA and FHA rates. This tool assists you in evaluating your income, credit, reserves, and the documentation needed for qualification. With our sophisticated mortgage calculator, you can simultaneously review USDA, FHA, Conforming, and VA programs to choose the most suitable option for your financial landscape in .

Explore loan offers from a variety of 100 lenders

Loan limits and down payment specifications for 2025 in Jennings, Jefferson Davis, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Jennings, LA

Lendersa® strives to secure the most advantageous USDA or FHA loan rapidly and effortlessly. Begin with one of the three pathways to align with lenders and USDA loan offerings.

Lendersa USDA loan application matching outcomes

Defining USDA Loan in LA

A USDA home loan, secured by the United States Department of Agriculture, also known as a USDA rural development loan, is restricted to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage eliminates the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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