For the year 2025, the USDA loan limit in Welsh, located within Jefferson Davis county, LA, is set at $336,500. Meanwhile, the FHA limit for single-family homes is $472,030.
By using the Lendersa® USDA loan calculator, you can juxtapose today's top rates for USDA and FHA loans. This will help ascertain the necessary income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding you in determining which program best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to ensure you quickly secure the optimal USDA or FHA loan without difficulty. You can choose from three different starting points to connect with lenders and explore USDA loan offerings.
The USDA home loan, officially backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and, unlike FHA loans that demand a 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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