USDA VS FHA in Kenner, Jefferson County, LA

In 2025, the USDA loan cap in Kenner, Jefferson County, LA is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Kenner, Jefferson County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kenner, LA

Lendersa® aims to provide you the optimal USDA or FHA loan efficiently and hassle-free. Select from three starting points for matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, easing the home buying process.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.
  • Spirit of Alaska Federal Credit Union
  • 1417 Gillam Way, Fairbanks, AK, 99701
  • "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box. The driving force behind the credit union’s founding was four te
  • Denali State Bank
  • 119 N Cushman St, Fairbanks, AK, 99701
  • Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
  • Mt. McKinley Bank
  • 500 Fourth Ave, Fairbanks, AK, 99701
  • Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.
  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture
  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.
  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.
  • Alaska District Engineers Federal Credit Union
  • PO Box 6289, JBER, AK, 99506
  • All employees and immediate family members of the Alaska District Corps of Engineers are eligible for membership. As a not-for-profit financial co-op, all of our profits come back to the membership in the form of fewer fees, better rates and financial education. Once a member always a member.
  • Northern Skies Federal Credit Union
  • 1001 E Benson Boulevard, Anchorage, AK, 99508
  • At Northern Skies Federal Credit Union, we are committed to providing quality financial services for our members with our signature touch. It is our goal to not only meet but to exceed your expectations of us. Our credit union was originally chartered in 1967. Since that time, we have prospered and grown but have held strong to our commitment.
  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation. My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my
  • Alaska Commercial Loan Brokers
  • 1120 Huffman Rd, Suite 24-615, Anchorage, AK, 99515
  • Alaska Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding and send out to lenders nationwide. ACLB specializes in government loans to maximize amount financed.Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding