USDA Vs. FHA Pro and Con comparison in Kenner, Jefferson County, LA

In 2026, the USDA loan cap in Kenner, Jefferson County, LA is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Kenner, Jefferson County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kenner, LA

Lendersa® aims to provide you the optimal USDA or FHA loan efficiently and hassle-free. Select from three starting points for matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, easing the home buying process.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kenner Lenders

  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lends in Louisiana
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999

  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • Lends in Louisiana
  • The KPC Group was created in 2010 from virtual scratch.
    There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations

  • Xplore Federal Credit Union
  • 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
  • Lends in Louisiana
  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success.

    Federally chartered in 1947.

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Lends in Louisiana
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees

  • Mutual Savings and Loan Association
  • 2900 Clearview Parkway, Metairie, LA, 70006
  • Lends in Louisiana
  • Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.

  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Lends in Louisiana
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.

  • PAN AMOCO FEDERAL CREDIT UNION
  • 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002
  • Lends in Louisiana
  • PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957.

    Credit Unions are unique financial organizations that date back to the early twentieth century.

  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Lends in Louisiana
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.

  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • Lends in Louisiana
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.