For 2026, the USDA loan limit in Minden, within Webster County, LA, is set at $336,500. The FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to explore and contrast current USDA versus FHA rates to identify the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options in parallel, assisting you in selecting the best-fitting program in Alabama for your financial circumstances.
2026: Loan Limits and Down Payment Needs in Minden, Webster, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Minden, LA
Lendersa® strives to swiftly provide you with the most advantageous USDA or FHA loan options. Choose one of three starting methods to find compatible lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Differing from FHA loans that require a minimum 3.5% down payment, USDA loans completely eliminate the need for a down payment.
Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Lends in Louisiana
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
Lends in Louisiana
Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.
From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
