For 2026, the USDA loan limit in Minden, within Webster County, LA, is set at $336,500. The FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to explore and contrast current USDA versus FHA rates to identify the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options in parallel, assisting you in selecting the best-fitting program in Alabama for your financial circumstances.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to swiftly provide you with the most advantageous USDA or FHA loan options. Choose one of three starting methods to find compatible lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Differing from FHA loans that require a minimum 3.5% down payment, USDA loans completely eliminate the need for a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
