USDA Loan Vs. FHA loan for Benton, LA 2025

In 2025, for Benton in Bossier county, LA, the USDA loan limit is $336,500, while the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best rates available for USDA versus FHA. This tool helps you evaluate the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the optimal program for your financial needs in .

Exploring USDA and FHA Loan Options in Benton, LA

At Lendersa®, our aim is to get you the best USDA or FHA loan quickly and without hassle. Choose from three starting places that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and results showcase

Understanding USDA Loans in LA

The USDA home loan, which is backed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This loan requires no down payment, unlike FHA loans, which require a minimum of 3.5% down payment.

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(210) 610-6250 Lender's profile and map Reviews Covey Financial 4515 San Pedro Ave, San Antonio, TX, 78212 Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.
(210) 493-5300 Lender's profile and map Reviews Texas Mortgage Capital Corporation 311 Howard St, San Antonio, TX, 78212 Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
(731) 235-2207 Lender's profile and map Reviews Greenfield Banking Company 112 N. Front Street, Greenfield, TN, 38230 Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.
(573) 336-2666 Lender's profile and map Reviews Citizens Mortgage Company 496 Old Route 66, Saint Robert, MO, 65584 Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
(731) 662-7171 Lender's profile and map Reviews Citizens Bank & Trust Company TN 1359 West Main Street, Atwood, TN, 38220 Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.
(866) 267-5194 Lender's profile and map Reviews RETax Funding 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202 RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
(210) 225-0708 Lender's profile and map Reviews River City Federal Credit Union 610 Augusta Street, San Antonio, TX, 78215 River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
(210) 353-2376 Lender's profile and map Reviews CPS IBEW Federal Credit Union 1002 Camden Street, San Antonio, TX, 78215 In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
(256) 381-4800 Lender's profile and map Reviews Valley Credit Union, Alabama 200 E 6th Street, Tuscumbia, AL, 35674 Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
(210) 561-4500 Lender's profile and map Reviews United Texas Credit Union 5500 UTSA Boulevard, San Antonio, TX, 78249 From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
(210) 750-8333 Lender's profile and map Reviews Synergy Federal Credit Union 1 Valero Way, San Antonio, TX, 78249 Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
(210) 938-7850 Lender's profile and map Reviews HEB Federal Credit Union 4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249 H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.