For 2026, the USDA loan limit in Homer, located within the confines of Claiborne county, LA, is $336,500. The FHA limit for single-family residences is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Homer, Claiborne, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Homer, LA
Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you with minimal hassle. Select one of three initial paths to engage with lenders and find suitable USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which may require a minimum down payment of 3.5%, USDA loans require no down payment.
Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
