For 2025, the USDA loan limit in Homer, located within the confines of Claiborne county, LA, is $336,500. The FHA limit for single-family residences is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you with minimal hassle. Select one of three initial paths to engage with lenders and find suitable USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which may require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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