In 2026, the USDA loan limit for Sterlington in Ouachita county, LA is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
To compare the optimal USDA and FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on securing the best USDA or FHA loan for you quickly and without hassle. Choose one of three paths to connect with lenders and explore USDA loan programs.
The USDA home loan, insured by the government through the Department of Agriculture, is also called a USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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