USDA and FHA Pro and Con in Lafayette, Lafayette County, LA
In 2026, the USDA loan limit in Lafayette, situated in Lafayette County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates, determining the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator enables side-by-side analysis of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Lafayette, Lafayette County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Lafayette, LA
The goal of Lendersa® is to provide you with the best USDA or FHA loan efficiently and hassle-free. Choose one of three starting points to match with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural locations. Unlike FHA loans requiring a 3.5% down payment, USDA loans necessitate no down payment.
First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
Lends in Louisiana
In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions.
The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
Lends in Louisiana
we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
Lends in Louisiana
We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
"Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have. Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"
Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.
