USDA Vs. FHA Pro and Con comparison in Lafayette, Lafayette County, LA
In 2026, the USDA loan limit in Lafayette, situated in Lafayette County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates, determining the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator enables side-by-side analysis of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Lafayette, Lafayette County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Lafayette, LA
The goal of Lendersa® is to provide you with the best USDA or FHA loan efficiently and hassle-free. Choose one of three starting points to match with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural locations. Unlike FHA loans requiring a 3.5% down payment, USDA loans necessitate no down payment.
Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
