USDA Loan Vs. FHA loan for Lafayette, LA [Lafayette County Rates 2023]

In 2025, USDA loan limit in Lafayette, county of Lafayette, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lafayette, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(915) 320-6633 837 miles Lender's profile and map Reviews Entrust Capital Funding 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938 The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
(574) 267-7497 837 miles Lender's profile and map Reviews Indiana Lakes Federal Credit Union 322 South Detroit Street, Warsaw, IN, 46580 Indiana Lakes FCU is a credit union in Warsaw, IN providing auto loans, home equity loans, personal loans, checking, savings, cd’s, deposits, home banking, bill pay & other financial services for anyone who lives, works or attends school in Warsaw & Kosciusko County, Indiana. With over 40 years of helping our community with their financial needs
(630) 407-5270 837 miles Lender's profile and map Reviews DuPage County Employees Credit Union 421 N County Farm Road, Wheaton, IL, 60187 DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings
(630) 690-1800 837 miles Lender's profile and map Reviews Wheaton Bank & Trust Company, National Association 100 N. Wheaton Avenue, Wheaton, IL, 60187 Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(630) 244-0478 837 miles Lender's profile and map Reviews JMC Mortgage Corp 528 West Roosevelt Road, Suite 100, Wheaton, IL, 60187 JMC Mortgage Corp our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.
(708) 246-6870 837 miles Lender's profile and map Reviews Western Springs FCU 810 Hillgrove Avenue, Western Springs, IL, 60558 Western Springs Federal Credit Union has been serving its members in the WESTERN SPRINGS, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages
(740) 949-2210 837 miles Lender's profile and map Reviews Home National Bank OH 502 Elm St., Racine, OH, 45771 Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
(815) 938-3121 838 miles Lender's profile and map Reviews Solutions Bank 200 Main Street, Forreston, IL, 61030 Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
(888) 923-5664 838 miles Lender's profile and map Reviews Providence Bank & Trust 7936 South Cottage Grove Avenue, Chicago, IL, 60619 Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
(260) 724-1338 838 miles Lender's profile and map Reviews Central Soya Federal Credit Union 1200 N 2nd Street, Decatur, IN, 46733 Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
(614) 384-5403 838 miles Lender's profile and map Reviews Central Ohio Mortgage 2057 Stringtown Rd, Grove City, OH, 43123 At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.