USDA Vs. FHA Pro and Con comparison in St.-Martinville, St. Martin County, LA
In 2025, the USDA loan ceiling in St.-Martinville, within the county of St. Martin, LA, is $285,000, while the FHA cap for a single-family home is $356,362.
Try the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA options today. Determine the necessary income, credit score, reserves, and documentation to qualify. This enhanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best fit for your finances in .
2025 Loan Limits and Down Payment Criteria in St.-Martinville, St. Martin County, LA
Loan Category
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Options in St.-Martinville, LA
Achieving your USDA or FHA loan quickly and without trouble is the aim of Lendersa®. Choose from three starting points to find matching lenders and USDA loan opportunities.
The USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is only available in rural areas. This loan requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
We've been serving Central Texas since 1900; that experience is what sets Citizens National Bank apart. We know & are active in each of the communities we serve. That makes us better able to meet your banking needs.Because we know our customers, we can deliver many of the same accounts & benefits as larger banks but with a personal touch they can't
Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
"Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.
If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
