USDA VS FHA in St.-Martinville, St. Martin County, LA
In 2026, the USDA loan ceiling in St.-Martinville, within the county of St. Martin, LA, is $285,000, while the FHA cap for a single-family home is $356,362.
Try the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA options today. Determine the necessary income, credit score, reserves, and documentation to qualify. This enhanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best fit for your finances in .
2026 Loan Limits and Down Payment Criteria in St.-Martinville, St. Martin County, LA
Loan Category
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Options in St.-Martinville, LA
Achieving your USDA or FHA loan quickly and without trouble is the aim of Lendersa®. Choose from three starting points to find matching lenders and USDA loan opportunities.
The USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is only available in rural areas. This loan requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.
Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible. WE MAKE IT EASY.
Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA).
When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
