USDA Vs. FHA Pro and Con comparison in St.-Martinville, St. Martin County, LA
In 2025, the USDA loan ceiling in St.-Martinville, within the county of St. Martin, LA, is $285,000, while the FHA cap for a single-family home is $356,362.
Try the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA options today. Determine the necessary income, credit score, reserves, and documentation to qualify. This enhanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best fit for your finances in .
2025 Loan Limits and Down Payment Criteria in St.-Martinville, St. Martin County, LA
Loan Category
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Options in St.-Martinville, LA
Achieving your USDA or FHA loan quickly and without trouble is the aim of Lendersa®. Choose from three starting points to find matching lenders and USDA loan opportunities.
The USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is only available in rural areas. This loan requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
