In 2026, the USDA loan cap for Port-Allen, within West Baton Rouge County, LA, is $285,000. Conversely, the FHA loan ceiling for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a comprehensive comparison of USDA, FHA, Conforming, and VA loans to help you decide which product in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best USDA or FHA loan options swiftly and effortlessly. Start with one of three suggested paths to connect with matched lenders and USDA programs that fit your needs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas, and unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage mandates no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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