USDA Vs. FHA your options comparison in Broussard, Lafayette County, LA

In 2025, the USDA loan cap for Broussard, within Lafayette County, LA, stands at $336,500. Simultaneously, the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today’s USDA and FHA interest rates. Determine the essential income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding you in selecting the optimal program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Broussard, Lafayette, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Broussard, LA

Lendersa® is committed to securing the best possible USDA or FHA loan for you, swiftly and simply. Begin with any of the three methods below to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi
  • Avenue Mortgage, Inc
  • 14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
  • Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
  • Straight deal mortgage
  • 300 PCH STE 405, Huntington Beach, CA, 92648
  • Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
  • The Wright Loans
  • 2100 Main St, Suite 255, Huntington Beach, CA, 92648
  • At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage Banker
  • Dove Lending Group Inc
  • 20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • J&J Coastal Lending
  • 214 5th Street, Suite 205, Huntington Beach, CA, 92648
  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
  • Pazanti Home Mortgage Corporation
  • 2134 Main Street, Suite 140, Huntington Beach, CA, 92648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oceanside Mortgage Corp
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  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.
  • Aegis Realty, Inc. DBA Aegis Funding
  • 2100 Main Street, Suite 265, Huntington Beach, CA, 92648
  • Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction, but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.