USDA Loan Vs. FHA loan pro & con Broussard, Lafayette County, LA

In 2026, the USDA loan cap for Broussard, within Lafayette County, LA, stands at $336,500. Simultaneously, the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today’s USDA and FHA interest rates. Determine the essential income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding you in selecting the optimal program for your financial situation in Alabama.

USDA and FHA Loan Choices in Broussard, LA

Lendersa® is committed to securing the best possible USDA or FHA loan for you, swiftly and simply. Begin with any of the three methods below to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment.

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Broussard Lenders
(337) 852-0330 Lender's profile and map Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Lends in Louisiana Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(337) 426-0008 Lender's profile and map OneHome Mortgage 200 Cautillion Dr, Youngsville, LA, 70592 Lends in Louisiana We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(337) 233-8833 Lender's profile and map First Pioneers FCU 2235 South College Road, Lafayette, LA, 70508 Lends in Louisiana First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
(337) 233-2274 Lender's profile and map PHI Federal Credit Union 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508 Lends in Louisiana In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
(337) 849-7345 Lender's profile and map Loans with Gus 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508 Lends in Louisiana Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
(337) 806-9940 Lender's profile and map Neighborly Home Lending 218 Rue Beauregard, Suite I, Lafayette, LA, 70508 Lends in Louisiana Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
(337) 381-2130 Lender's profile and map Milestone Mortgage 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508 Lends in Louisiana we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
(601) 955-5320 Lender's profile and map My Mortgage Company, LLC 141 Treasure Cove, Lafayette, LA, 70508 Lends in Louisiana We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
(337) 504-7604 Lender's profile and map Approved Mortgage, LLC 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508 Lends in Louisiana We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.