USDA and FHA Pro and Con in Broussard, Lafayette County, LA
In 2026, the USDA loan cap for Broussard, within Lafayette County, LA, stands at $336,500. Simultaneously, the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today’s USDA and FHA interest rates. Determine the essential income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding you in selecting the optimal program for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Broussard, Lafayette, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Broussard, LA
Lendersa® is committed to securing the best possible USDA or FHA loan for you, swiftly and simply. Begin with any of the three methods below to find matching lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment.
Credit Central provides installment loans and tax preparation to qualified Alabama, Georgia, Louisiana South Carolina, Tennessee, and Texas residents. To Credit Central and our staff, you are more than just a number. We treat you with courtesy and respect as we work to get you the money you need.
4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,
Sweetwater Mortgage Company’s Mission is to become the “best” mortgage company in the industry. By “best”, we do not mean the biggest. Instead our mission is to become the “most excellent” mortgage company in our industry. We want to be the “best of the best” within our industry similar to the “Navy Seals” or the “Green Berets.
Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.
WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs
We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
