USDA Vs. FHA Pro and Con comparison in Plaquemine, Iberville County, LA
In 2025, the USDA loan ceiling for Plaquemine in Iberville county, LA is $336,500, whereas the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best fit for your financial situation in .
2025 Loan Limits and Down Payment Details in Plaquemine, Iberville County, LA
Loan Category
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Plaquemine, LA
Lendersa®'s mission is to ensure you get the most appropriate USDA or FHA loan swiftly and without complications. Begin with one of three starting points leading to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
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