USDA VS FHA in Plaquemine, Iberville County, LA

In 2026, the USDA loan ceiling for Plaquemine in Iberville county, LA is $336,500, whereas the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best fit for your financial situation in .

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2026 Loan Limits and Down Payment Details in Plaquemine, Iberville County, LA

Loan Category Maximum Loan Amount Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Plaquemine, LA

Lendersa®'s mission is to ensure you get the most appropriate USDA or FHA loan swiftly and without complications. Begin with one of three starting points leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Plaquemine Lenders

  • Plaquemine Bank & Trust Company
  • 24025 Eden Street, Plaquemine, LA, 70764
  • Lends in Louisiana
  • Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders

  • Iberville Federal Credit Union
  • 57920 Fort Street, Plaquemine, LA, 70764
  • Lends in Louisiana
  • Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.

  • Anthem Bank & Trust
  • 23910 Railroad Avenue, Plaquemine, LA, 70764
  • Lends in Louisiana
  • While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.

  • The Bank Of Commerce
  • 32460 Bowie Street, White Castle, LA, 70788
  • Lends in Louisiana
  • The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle.
    The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.

  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.

  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • Lends in Louisiana
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors

  • Intelligent Mortgage
  • 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients

  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families