USDA Vs. FHA Pro and Con comparison in Breaux-Bridge, St. Martin County, LA
In 2025, the USDA loan limit for Breaux-Bridge, in St. Martin County, LA, is $285,000. For a single-family home, the FHA loan limit is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, determining the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding your choice of the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Breaux-Bridge, St. Martin County, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Breaux-Bridge, LA
Lendersa® aims to connect you with the best USDA or FHA loan quickly and hassle-free. Begin with one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, making them more accessible.
Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
Members enjoy a variety of financial products and services that reach beyond savings
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
