USDA VS FHA in Breaux-Bridge, St. Martin County, LA

In 2025, USDA loan limit in Breaux-Bridge, county of St. Martin, LA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Breaux-Bridge, county of St. Martin, LA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Breaux-Bridge, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Renaissance Mortgage Capital LLC
  • 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
  • Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
  • Florida Direct Lending Inc
  • 601 N. Congress Ave #413, Delray Beach, FL, 33445
  • Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
  • ConsumerDirect Mortgage
  • 220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
  • ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Alpha Mortgage Team LLC
  • 261 N. University Dr. Ste 500, Plantation, FL, 33324
  • We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper
  • Direct Mortgage Investors Inc
  • 150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
  • Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and
  • Mortgage Services Center
  • 310 S. University Drive, Fort Lauderdale, FL, 33324
  • The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's
  • United Realty Group, Inc.
  • 1200 S. Pine Island Road, Suite 600, Fort Lauderdale, FL, 33324
  • United Realty Group is one of the largest independently owned brokerages in the State of Florida. With offices located in Dade, Broward, Palm Beach, and Orange County, URG has the ability to offer its agents a full-service, state-of-the-art business model. Our staff has over 40 years of combined experience in the real estate and mortgage industry.