USDA Vs. FHA Pro and Con comparison in Tallulah, Madison County, LA

In 2025, within Tallulah, county of Madison, LA, the USDA loan limit is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top rates for USDA compared to FHA loans. This tool helps you determine the necessary income, credit status, reserves, and required documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, ensuring you choose the program best suited for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Tallulah, Madison, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tallulah, LA

The mission of Lendersa® is to quickly secure the best possible USDA or FHA loan for you with minimal hassle. Choose one of three approaches for matching with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan, is a mortgage secured by the Department of Agriculture. It is offered exclusively in rural areas and requires no down payment, unlike FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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