USDA Vs. FHA Pro and Con comparison in Tallulah, Madison County, LA

In 2026, within Tallulah, county of Madison, LA, the USDA loan limit is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top rates for USDA compared to FHA loans. This tool helps you determine the necessary income, credit status, reserves, and required documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, ensuring you choose the program best suited for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Tallulah, Madison, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tallulah, LA

The mission of Lendersa® is to quickly secure the best possible USDA or FHA loan for you with minimal hassle. Choose one of three approaches for matching with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan, is a mortgage secured by the Department of Agriculture. It is offered exclusively in rural areas and requires no down payment, unlike FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tallulah Lenders

  • Commercial Capital Bank LA
  • 311 Broadway, Delhi, LA, 71232
  • Lends in Louisiana
  • Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.

  • TENSAS STATE BANK
  • 307 Verona Street, Newellton, LA, 71357
  • Lends in Louisiana
  • Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Lends in Louisiana
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • Lends in Louisiana
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.