USDA and FHA Pro and Con in Tallulah, Madison County, LA

In 2025, within Tallulah, county of Madison, LA, the USDA loan limit is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top rates for USDA compared to FHA loans. This tool helps you determine the necessary income, credit status, reserves, and required documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, ensuring you choose the program best suited for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Tallulah, Madison, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tallulah, LA

The mission of Lendersa® is to quickly secure the best possible USDA or FHA loan for you with minimal hassle. Choose one of three approaches for matching with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan, is a mortgage secured by the Department of Agriculture. It is offered exclusively in rural areas and requires no down payment, unlike FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
  • The Farmers National Bank of Emlenton
  • 612 Main Street, Emlenton, PA, 16373
  • When we opened our doors in 1900, we did so with the aim of being a bank committed to the community in which we served and lived. Since then we have grown from one small office in Emlenton, Pennsylvania, to 20 community offices located in ten counties across western Pennsylvania and West Virginia.
  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience. MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
  • Guadalupe Credit Union
  • 3601 Mimbres Lane, Santa Fe, NM, 87507
  • Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
  • US West Financial Corporation
  • 1864 Berkshire Ln N, Plymouth, MN, 55441
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  • First Community Bank
  • 201 W Main Street, Silver Lake, MN, 55381
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  • Lake Community Bank
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  • In 1905, our Bank was founded with a commitment to be the best Hometown Bank and serve the needs of the local community. As our community has grown, so have we. A lot has changed over the years, but our commitment has not. We’re proud to be a local, independent community bank, and we’re here to deliver our best for you.