USDA Vs. FHA Pro and Con comparison in Delhi, Richland County, LA
For 2025, the USDA loan limit for Delhi in the county of Richland, LA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Assess needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Delhi, Richland, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Delhi, LA
Lendersa® is committed to finding you the best possible USDA or FHA loans quickly and easily. Select one of three paths to connect with matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment.
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