USDA Vs. FHA Pro and Con comparison in Rayville, Richland County, LA
As of 2025, the USDA loan limit in Rayville, within Richland, LA, reaches $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess and compare today's finest USDA versus FHA rates. Determine the essential income, credit quality, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you view USDA, FHA, Conforming, and VA options side by side to help decide which program in fits your specific financial scenario best.
Loan Limits and Down Payment Requirements for 2025 in Rayville, situated in Richland, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rayville, LA
Lendersa® is committed to swiftly helping you find the optimal USDA or FHA loan without complications. Begin with one of the three suggested pathways to locate compatible lenders and USDA loan programs to suit your needs.
The USDA home loan, also known as the USDA rural development loan, is backed by the U.S. Department of Agriculture and is available solely in rural neighborhoods. It does not mandate any down payment, unlike FHA loans which require at least a 3.5% down payment.
Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.
The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.
You
10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052
Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
