USDA Vs. FHA Pro and Con comparison in Lake-Providence, East Carroll County, LA

For 2025, the USDA loan limit in Lake-Providence, located in East Carroll County, LA, is $285,000, while the FHA limit is $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to examine and compare today's USDA and FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Lake-Providence, County of East Carroll, LA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lake-Providence, LA

Lendersa® strives to help you obtain the best USDA or FHA loan rapidly and without hassle. Choose one of three starting paths that result in connecting with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan and guaranteed by the U.S. Department of Agriculture, is designed for rural areas and does not require a down payment. In contrast, FHA loans require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • 1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006
  • Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
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  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
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  • 225 S River Street, Plains, PA, 18705
  • CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
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  • 100 Gateway Drive, Bethlehem, PA, 18017
  • Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
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  • 2317 Easton Avenue, Bethlehem, PA, 18017
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