USDA and FHA Pro and Con in Winnsboro, Franklin County, LA
For 2025, the USDA loan cap in Winnsboro, found in Franklin County, LA, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans today. Determine the necessary income, credit, reserves, and documentation to qualify. Our enhanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA programs side by side, aiding in identifying the best choice for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Winnsboro, Franklin County, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Winnsboro, LA
The mission of Lendersa® is to facilitate fast and hassle-free access to the ideal USDA or FHA loan. You can start with one of three entry points designed to align you with suitable lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, this loan, unlike FHA loans, doesn't require any down payment, while FHA loans require at least a 3.5% down payment.
23101 Lake Center Drive, Suite 355, Lake Forest, CA, 92630
First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.
23161 Lake Center Drive, Suite 205, Lake Forest, CA, 92630
Service One Mortgage is a Full Service Mortgage Advisory Firm, specializing in Residential and Commercial Loans.we have helped thousands purchase and refinance their homes and investment properties.Our motto has always been to offer the lowest mortgage rates while providing the highest level of customer service to each and every one of our clients.
The Legacy Mission is to develop life-long client relationships by providing exceptional service, professional representation and technical expertise. As the Broker/Owner, Mark Gustafson personally manage all real estate broker/agent aspects of the transaction from beginning to end.
We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves by providing you with tailored mortgage loan with a great mortgage rate for you in the shortest possible time. We will also make the loan experience with us enjoyable and provide you with a peace of mind.
26461 Rancho Parkway South, Lake Forest, CA, 92630
"Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents.
We have a staff of experienced loan officers and processors who will ensure that your home loan
will close on time, at the best rates available in the market today
Principal Broker, Pat Lee has over thirty-two (32) years of experience working in many facets within the mortgage industry. Pat Lee and his team of mortgage advisors’ passion to serve clients professionally and ethically sets it apart from other mortgage loan originators. Many years of practice have provided him great insight into structuring
DeltaMax Mortgage & Realty. She is your "one-stop shop" when you're looking to find a home and/or finance it. As both a licensed loan broker and realtor, Shadi makes buying, selling, and financing your home hassle-free. Her detail-oriented mindset, undivided atention, and vast experience in the field leaves her clients joyfully satisfied.
At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.
23591 El Toro Road, Suite 185, Lake Forest, CA, 92630
Our company started in December of 2005, and began funding loans by August 2006. We began selling real estate in Southern California in 2007, and in 2009, we started doing government loans. In 2014 we become a full service mortgage banker when established our warehouse lines. A lot has changed since the early formation of the company
Constant Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
