USDA Loan Vs. FHA loan for Winnsboro, LA [Franklin County ]

For 2025, the USDA loan cap in Winnsboro, found in Franklin County, LA, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans today. Determine the necessary income, credit, reserves, and documentation to qualify. Our enhanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA programs side by side, aiding in identifying the best choice for your financial circumstances in .

Explore USDA and FHA Loan Choices in Winnsboro, LA

The mission of Lendersa® is to facilitate fast and hassle-free access to the ideal USDA or FHA loan. You can start with one of three entry points designed to align you with suitable lenders and USDA loan options.

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Defining a USDA Loan in LA

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, this loan, unlike FHA loans, doesn't require any down payment, while FHA loans require at least a 3.5% down payment.

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(931) 548-4367 Lender's profile and map Reviews Ironhorse LLC 150 4th Avenue North, 20th Floor, Nashville, TN, 37219 Ironhorse LLC is comprised of former accomplished Bankers, CFO’s & Financial Managers – we have owned businesses & know first-hand how critical it is to have adequate capital to operate and grow a business. We operate Ironhorse with purpose & within a culture of honor to represent our small business customer with integrity and a sense of service.
(615) 717-9800 Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
(770) 537-2265 Lender's profile and map Reviews American Commerce Bank 400 US Highway 27 Bypass, Bremen, GA, 30110 American Commerce Bank opened for business in October 2004, and quickly earned a reputation for dependable relationship banking. Many of our initial customers still rely on us for their banking needs. From its first offices in west Georgia, our bank has prospered along with the communities we serve, tripling in size and market locations since 2012.
(770) 537-1105 Lender's profile and map Reviews PMG HOME LENDING, LLC 406 Alabama Avenue, Bremen, GA, 30110 PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
(918) 885-2161 Lender's profile and map Reviews First National Bank in Hominy 117 North Price, Hominy, OK, 74035 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
(615) 744-3700 Lender's profile and map Reviews Pinnacle Financial Partners 150 Third Avenue South, Suite 900, Nashville, TN, 37201 Pinnacle Financial Partners provides a full range of Banking, investment, trust, mortgage and insurance products and services designed for businesses and their owners and individuals interested in a comprehensive relationship with their financial institution. Pinnacle's focus begins in recruiting top financial professionals.
(615) 741-2142 Lender's profile and map Reviews Tennessee Employees Credit Union 220 French Landing Drive, Nashville, TN, 37228 Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 749-6461 Lender's profile and map Reviews Parthenon Federal Credit Union 2204 Rosa L Parks Boulevard, Nashville, TN, 37228 Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
(615) 425-7171 Lender's profile and map Reviews Pathway Lending 201 Venture Circle, Nashville, TN, 37228 Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
(615) 251-0025 Lender's profile and map Reviews Affordable Housing Resources 50 Vantage Way, Suite 107, Nashville, TN, 37228 Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
(615) 915-2957 Lender's profile and map Reviews VOULUNTEER MORTGAGE GROUP 1 Vantage Way, Suite E240, Nashville, TN, 37228 Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
(512) 756-2191 Lender's profile and map Reviews First State Bank of Burnet 136 East Washington Street, Burnet, TX, 78611 The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.