USDA Vs. FHA Pro and Con comparison in Athol, Worcester County, MA
In the year 2026, the USDA loan limit for Athol in the county of Worcester, located within MA, stands at $336,500. In contrast, the FHA loan limit for a single-family home is set at $472,030.
To explore and compare USDA and FHA loan rates today, consider using the Lendersa® USDA loan calculator. This advanced tool helps you evaluate the necessary income, credit scores, reserves, and documents needed for qualification. It also offers a comprehensive view by allowing you to see USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your unique financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Athol, County of Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Athol, MA
The aim of Lendersa® is to facilitate your acquisition of the best possible USDA or FHA loan swiftly and without hassle. Choose from three different starting points to connect with lenders and find the most suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
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