USDA Loan Vs. FHA loan pro & con Templeton, Worcester County, MA

In 2025, the USDA loan limit for Templeton in Worcester, MA is set at $336,500, while the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA vs FHA, and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to assist in choosing the ideal program for your financial circumstances in .

USDA and FHA Loan Opportunities in Templeton, MA

Lendersa® aims to secure the best USDA or FHA loan efficiently and without hassle for you. Choose from three initial options that lead to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, backed by the government's Department of Agriculture, also called the USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans, which need a down payment of at least 3.5%, USDA loans require no down payment at all.

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(402) 421-3535 Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
(402) 483-0000 Lender's profile and map Reviews US Home Mortgage Inc 5901 S 58th St A, Lincoln, NE, 68516 U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
(402) 474-1400 Lender's profile and map Reviews Lincoln Federal Savings Bank 8400 Maddox Dr., Lincoln, NE, 68501 Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
(402) 441-3555 Lender's profile and map Reviews LincOne Federal Credit Union 4638 W Street, Lincoln, NE, 68503 LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
(402) 465-1000 Lender's profile and map Reviews Liberty First Credit Union 501 North 46th Street, Lincoln, NE, 68503 Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
(318) 281-2804 Lender's profile and map Reviews Kraftman Federal Credit Union 805 East Cypress, Bastrop, LA, 71220 STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
(918) 786-2203 Lender's profile and map Reviews Grand Savings Bank 1022 South Main Street, Grove, OK, 74344 With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
(918) 787-5900 Lender's profile and map Reviews Bank of Grand Lake 201 E. 18th Street, Grove, OK, 74344 Since 2005 we have been committed to the practice of serving our community. Originally established as The Bank of Grove, we operated as a single location establishment, before opening our second location. In 2017, we expanded our commitment by changing our name to the Bank of Grand Lake, and in 2018 we opened the doors to our Langley location.
(402) 475-4988 Lender's profile and map Reviews Nebraska Rural Electric Association Credit Union 1244 K Street, Lincoln, NE, 68508 The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
(402) 472-2087 Lender's profile and map Reviews University of Nebraska Federal Credit Union 1720 P Street, Lincoln, NE, 68508 The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
(402) 471-2561 Lender's profile and map Reviews Nebraska State Employees Credit Union 330 S. 16, Lincoln, NE, 68508 NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.