USDA Loan Vs. FHA loan for Templeton, MA [Worcester County Rates 2023]

In 2025, USDA loan limit in Templeton, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Templeton, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

818 914 4437 2557 miles Lender's profile and map Reviews Action Funding, Inc. 23875 Ventura Blvd. #202-B, Calabasas, CA, 91302 ACTION FUNDING INC. is a direct private money lender that originates and funds private money loans for business purposes in California and Texas. We are here to be of service to real estate agents, investors, and mortgage brokers by providing them a quick and reliable source of funding which will add value to your team.
818.296.6101 2557 miles Lender's profile and map Reviews Pacific Capital Funding Corp 5023 N. Parkway Calabasas, CALABASAS, CA, 91302 PCFC operates with a high degree of professionalism, excellent customer service and a high level of ethics at all times. Our clients keep coming back because they can count on us to do what we say and to value the relationship above the deal. Our goal is to bridge the gap between real estate investors
(818) 702-2551 2557 miles Lender's profile and map Reviews Private Mortgage Fund 23586 Calabasas Rd., Ste. 100, Calabasas, CA, 91302 Private Mortgage Fund, LLC is a California bridge lender founded in 2009. Our focus is to offer the real estate investor fast and reliable execution with creative structure. The principals of PMF have a diverse real estate background with a combined 60 years of experience in lending, brokerage, real estate ownership and management.
818-223-0000 2557 miles Lender's profile and map Reviews Union Home Loan 23586 Calabasas Road, Suite 203, Calabasas, CA, 91302 Union Home Loan arranges hard money loans for commercial, land, mixed use, residential, apartments, industrial, casinos, hotels, property Investment and unusual properties. Our funding time takes an average of two weeks. We are a direct lender as well as private money brokers in CA. Complicated lending is our specialty.
818 222-5222 2557 miles Lender's profile and map Reviews Marquee Funding Group 24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302 Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado
818-584-2320 2557 miles Lender's profile and map Reviews California Private Lenders 23945 Calabasas Road Suite 209, Calabasas, CA, 91302 California Private Lenders is an equity-based lender for all types of properties. We work with Investors, Rehabbers, Corporations, Estates, and Sub Prime Borrowers and Our excellent reputation as a Hard Money/Private Money Lender has been built on our ability to provide fast financing solutions for borrowers
(530) 267-6262 2557 miles Lender's profile and map Reviews Summit Funding, Inc 300 Salem Street, Chico, CA, 95928 Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
(800) 391-7334 2557 miles Lender's profile and map Reviews California First Mortgage Company 2053 Forest Avenue, Suite 4, Chico, CA, 95928 Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
(530) 924-5656 2557 miles Lender's profile and map Reviews IMS Lending 120 W 2nd Street, Unit 2, Chico, CA, 95928 IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
530-781-1714 2557 miles Lender's profile and map Reviews Caliber Home Loans 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928 Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
(530) 949-9560 2557 miles Lender's profile and map Reviews Only 1 Benji 1177 Hilltop Dr, Redding, CA, 96003 Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.