USDA Vs. FHA Pro and Con comparison in Templeton, Worcester County, MA
In 2025, the USDA loan limit for Templeton in Worcester, MA is set at $336,500, while the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA vs FHA, and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to assist in choosing the ideal program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Templeton, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Templeton, MA
Lendersa® aims to secure the best USDA or FHA loan efficiently and without hassle for you. Choose from three initial options that lead to matching lenders and USDA loan offerings.
The USDA home loan, backed by the government's Department of Agriculture, also called the USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans, which need a down payment of at least 3.5%, USDA loans require no down payment at all.
Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.
Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
"Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa.
Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
